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After all, your credit report is an assessment of your ability to comfortably pay back a loan. It doesn't exist to record or make judgements about how you spend the money you have. Similarly, a number of credit card or loan issuers will now request to see your current account transactions using open banking when considering an application you've made. Using credit to fund gambling is a bad idea and could lead to serious financial consequences. There are also many side-effects of irresponsible gambling that can affect your chances of getting approved for a loan. However, if you gamble responsibly using your own money and otherwise have a decent credit score, there is no reason why gambling should affect your chances of getting a personal loan. Seek professional help if you suffer from gambling addiction. For example, if a lender sees you're making large cash deposits to a gambling account and the money should be going elsewhere, such as towards your household bills. designer bags cyber monday

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